I just lent a group of complete strangers £1,000.
All I know about these people are their internet usernames – “TheRealRingo”, "Johnny241" and "AlexP".
No bank was involved in this loan. In fact, this transaction happened totally outside the traditional banking system.
Am I mad?
I’m confident I’ll be paid back in full… and, more importantly, that I’ll earn 6 times more interest than I’d get from a bank.
I know, because I’ve done it many times before.
Earning money this way is very attractive to me – and it’s attractive to a whole lot of other people too. That’s why the number of people doing it in Britain more than doubled in 2013.
This way of bypassing traditional financial channels is catching on fast. And it's not just individuals like me using this approach. It's companies too...
In 2013, a company called Ark Consultants was looking for funding to help expand its business. Instead of doing the usual thing and going to a bank, they used a website called Funding Circle.
737 complete strangers invested in the company. They’d never met the CEO of Ark, never visited the offices. They just watched a simple online presentation. All in all, this group of 737 strangers combined to invest £80,000.
Basically, both the company and the investors bypassed the banks and dealt with each other directly.
This has become known as 'crowdfunding'… individuals grouping together via the internet to stump up money for companies and projects.
This isn’t the way things are normally done.
If we want a loan, we usually go to the bank, because they have all the money.
But in today’s hyper-connected society, this view of the world is beginning to change.
Thanks to a new phenomenon – known as the peer-to-peer (P2P) movement – the idea of directly trading, bartering and swapping is becoming the fastest rising social and economic trend of our times.
As you’ll see, it’s not a new idea. Or even a complicated one. But it’s now happening on a vast scale – worldwide more than 1.6bn people are involved in this new movement.
And, most importantly, this is a very exciting opportunity for you as an investor, right now.
The first wave – the huge growth of social media – hasn't made investors the kinds of gains you'd expect.
Okay, Facebook could have doubled your money by now if you'd invested the day it went public. But this is a company worth $153 billion, with 1.2 billion customers!
But the second wave of P2P companies are different… they are starting to capitalise on the tremendous momentum of the phenomenon – and some are making massive share price climbs.
In some cases, there have been spectacular moves upwards, in the region of 1,000%, or higher.
I’ll show you some of these companies now – both the small-cap pioneers and the more established companies using this P2P movement to grow.
These are the first, early movers of the boom. But we believe this is just the start of a period of unrelenting growth.
To put it simply, the companies leading this phenomenon could make you a lot of money.
The next few years are going to be a very exciting, very profitable time for investors who have a stake in what’s going on.
Let us show you how to be one of them.
1.6 billion people can’t be wrong
When I tell you about what some of these companies are doing, much of it will sound trivial, I’ll admit that.
But when you step back and see the sheer number of people involved… it makes you sit up and take notice.
For example, one of the most popular new peer-to-peer businesses is TaskRabbit.
TaskRabbit is a website that outsources small tasks like fixing a washing machine, wallpapering, changing a tyre, writing a report or doing household jobs to skilled people who bid for them.
That probably doesn’t take your breath away.
But the point is: the startling amount of people joining the site every single day. 1.25m people joined the site in 2013 alone.
TaskRabbit has already received nearly $40m in private funding.
And it is just one of a wellspring of new companies pushing the P2P movement forward:
You may have already heard of Airbnb, a website that allows people to rent out their homes or rooms to tourists. People have been doing this for years, of course – but online technology has opened up the marketplace to millions of new customers. In fact, Airbnb has around 9m users worldwide.
Just take that in for a second – in the space of just five years, Airbnb has rented a room or home to more than 9 million people. The power of this online technology – connecting people – is astonishing.
Park-at-my-house lets people find parking spaces without having to pay extortionate meter rates. It currently has 200,000 registered users.
We’re talking about parking spaces here… pretty inconsequential stuff. But park-at-my-house has tapped into a previously undiscovered market and is attracting big investors like BMW. They can see the power of this growth story.
Then there’s Spotify – a website that lets people share and stream music. Spotify has over 6 million paying customers, making the company more than $500m a year.
You might think of Spotify as nothing more than an online jukebox, but it's massive user base generates half a billion dollars!
Taken individually, none of these innovations sound life-changing, I’ll grant you that. Listening to music, renting a room, finding a parking space…
But the real attraction here is… not necessarily WHAT they are doing but HOW MANY people are taking part in what they’re doing. These small services are being used by more and more people every single day.
For example, 860,000 people use car sharing company ZipCar… borrowing and lending vehicles to suit their own needs, without paying for taxis, without ever having to actually buy a car.
Again, this seems pretty incidental – renting a Volvo from a chap in Waterloo isn’t headline-making stuff, is it?
But it’s the sheer number of people using P2P companies that’s so exciting for the investor…
Last year, Avis bought ZipCar for $500m. This is a company that didn’t even exist ten years ago – yet here it is now, with nearly a million users, making more money than most traditional companies in the same field…
Earlier this year Facebook bought messaging service Whatsapp for £19bn. Why? It’s simple: because in just five years Whatsapp has acquired 450 million users.
Big companies can obviously see the massive potential of investing in this new wave of P2P companies. And we think you should, too.
These companies make it easier and cheaper for the customer. And that’s a mighty advantage to have.
Now, these are all private companies, so the only people who made money from this huge growth were the initial investors. That’s the way it’s often been – private investors like you have been locked out of the full potential of these opportunities.
But that is starting to change, fast:
Many of these companies are now going public.
As this phenomenon develops, some of these listed companies are starting to explode in value.
One such company is ENERSYS…
In just 5 years Enersys has exploded in value.
Benefiting from the trend in “off-the-grid” P2P energy (I’ll explain more about this later) Enersys has climbed 500% over the past five years.
As this idea catches on in different areas of life, business and industry, there is a hell of a lot of cash flooding into it.
And it is sending a lot of stocks soaring – as I'll show you, some have shot over 1000%, 2000%.
These companies have captured the zeitgeist… this way of doing things just makes perfect sense in today’s world…
Why use a bank when you can do it yourself?
Let’s go back to my own experiences for a moment, with peer-to-peer lending.
I have money loaned out right now, earning me far more interest than any bank can offer. And I personally know people who have as much as £25,000 invested in it.
Thousands of people here in Britain are already taking part.
More than £939 million was exchanged between complete strangers in 2013, arranging their own terms of interest.
That’s £939 million worth of financial transactions happening OUTSIDE the financial system.
The growth we’re seeing is astonishing.
And remember, I’ll show you how to invest in this rapidly-growing sector yourself – with a selection of companies that could multiply your money many times over in the coming years.
I lend my money out on a peer-to peer lending site called Zopa – the largest in the UK of its kind.
Zopa has helped savers lend more than £529 million in peer-to-peer loans and has been voted "Most Trusted Personal Loan Provider" in the Moneywise Customer Awards for the past 4 years.
On the other hand, one of the world’s most recognisable "old" institutions, Barclays, was voted the least trusted financial provider.
Make no mistake – the peer-to-peer phenomenon is making waves – and money.
The more people who join Zopa’s network to loan or borrow money, the more powerful and valuable it becomes.
And it’s not just lending. The other side of this story is about borrowing outside of the traditional financial system.
This is a new and direct way for individuals and businesses to fund their projects and financial ambitions.
Take the smart-watch company Pebble. They raised $10m of "crowdfunded" investment to beat Apple, Samsung and Nike to creating a popular "smartwatch". That’s a market predicted to rival the smartphone for revenue in the coming years.
To date, Pebble has sold over 400,000 watches… and it was all made possible by harnessing the power of the crowd.
Crowdfunding is fast becoming an effective and credible way to start or maintain a business. Since its inception in 2009, more than 6 million people have pledged over $1bn in funding ($650 per minute) on crowdfunding website Kickstarter – to more than 60,000 projects.
But how has this way of doing things caught on so quickly?
And what makes it so effective?
The unbeatable power of The Network Effect
This is not a new or revolutionary idea…
Crowdpower is simply the next phase of a very powerful business principle that has always existed:
That principle is: The more customers a company can attract, the more money it can make. It’s nothing complex.
But something crucial has happened that means this simple principle is happening on a new and truly vast scale.
New technology has opened up the market – to billions of people – everyone with a computer, laptop or mobile phone can be part of it. That’s more than half the population of the planet. So, a small business with a good idea – like the companies I have shown you – can grow explosively; as never before.
That’s the Network Effect.
And it is fuelling explosive growth.
The network effect is the reason a company like ebay is now a $70 billion business.
Just look at the chart below… it shows eBay’s explosive sales as its number of users rapidly grew year-on-year.
Crowdpower in action:
As the number of users grow – the revenue skyrockets
Another example of the Network Effect can be seen in the rapid growth of M-Pesa, a service that allows people in Kenya to transfer money.
In the last 6 years, M-Pesa has gone from having zero customers to counting almost every adult in Kenya as a user! The use of the network is truly contagious.
Crowdpower in action:
Within just six years the network has exploded in value.
Source: MPESA Data
The lesson to learn here is simple:
If you give people a means to exchange something online they’ll take it… whether it be a house, a parking space, or money itself.
And the more people on the network, the more valuable it becomes.
We’ve seen this Network Effect trigger the enormous growth of social media.
As Facebook’s number of users climbed higher and higher, so did its value.
Now, with more than one billion people signed up, the company is worth around $153bn.
It’s the same with other social networks like Twitter and Instagram.
Instagram is a photo-sharing website, with more than 200m users. That’s why Facebook recently bought it for $1bn.
Five years ago, the company didn’t even exist!
That’s how rapidly these crowdpower companies can rocket in popularity (and then financial value).
The problem for the private investor so far has been..
How can you really capture this shocking explosion of growth?
Not many regular investors got in early on the first wave of P2P companies at the start of the millennium... it was practically impossible.
eBay was untested, it was hugely risky to put your money in a tiny company with what seemed like a "weird idea" at the time. And that’s if you’d even heard of them, right at the start. Most people hadn’t.
Do you know anyone who got in early on eBay – or Amazon – right at the start?
With the social media phenomenon, it’s a different but equally frustrating problem for investors…
By the time Facebook and Twitter launched on the stock market, they were already giants. Yes, you could have done well out of Facebook over the last two years or so. No one would turn down the 100% it’s made since it went public.
However… we’re talking about a company with a billion users… a company that pulls in around $1.8bn in revenue every quarter… a company always on the news, on TV and in every new Hollywood film… a company that has captured the zeitgeist of an entire culture.
So, in context, 100% seems like a paltry return for investors.
But with this new, second wave of P2P companies, you have the chance to get in far earlier, with much, much higher gains on the table.
Let me show you…
2,183% in just 5 years
Take Monitise, a company that allows people to transfer money via their mobile phones. You’ve already seen how popular money transfer in Africa is, with the rise of the M-Pesa exchange. And Monitise is taking full advantage…
In March this year MasterCard bought a £109m stake in the company.
This is a recurring theme… we are seeing multibillion dollar corporations like MasterCard, Facebook, Google and Avis latch on to this phenomenon for one simple reason… the rapid growth of the P2P movement. They can see where this is heading – and by now, I hope you can too.
This movement is about massive growth – pure and simple.
Over the last five years, Monitise has taken off in a big way, climbing 2,183%.
Crowdpower in action:
As Monitise has caught on, with more and more users… its share price has rocketed.
There is great money to be made from this phenomenon, by backing companies opening up markets to masses of people.
We need only look at what’s happened in 3D printing…
In todays world, people can make whatever they want by downloading free designs from a website like thingiverse.com.
This is what the P2P movement is all about: cutting out the middleman and allowing the crowd to decide what it wants.
We have seen a number of professional 3D printing companies make vast gains in recent years. One such company, Stratasys has made gains of 1,178% in the last 5 years alone.
Crowdpower in action:
As more and more people buy into the 3D printing movement, pioneering companies, like Stratasys have made a gigantic climb in value.
When you see stocks moving up like this – as an investor looking for good growth over the next two to five years – you have to pay attention.
You have seen for yourself – this is an astonishing growth story – nothing else. If you are looking to make good, perhaps great, returns over the coming years, you should get in on this.
There will be other sectors in the next two to five years that will boom, no doubt. But we believe this is where the most persistent, unrelenting growth in investment returns is going to come from. I’m sure that’s what you are looking for. And that’s why we have dedicated so much time in the last six months researching and understanding what’s happening.
In short, you are reading this report at the perfect time.
We are seeing a number of hugely successful "crowdpower" firms emerging – and we think investing in them now will be truly rewarding for you.
It may prove impossible to get in right at the start. It doesn’t matter. There is always a chance you might be fortunate and catch a company at the start of a 2,000% upswing like Stratasys. But far more likely is that you latch on to a rising company that climbs 300%, 400% or 500%. We’re just looking for a big part of that up-move.
Wouldn’t you be happy with that?
I hope so.
Because our team of investment experts have selected the P2P shares we believe will make you a great return over the coming months and years…
The MoneyWeek P2P Report:
“How to profit from crowdpower”
A movement of this kind doesn’t happen often – but when it does, as an investor – you must take action.
As Editorial Director here at MoneyWeek, my job is to seek out and bring you investment opportunities that help grow your money.
That’s why I’m showing you what’s going on, right now – before most investors here in the UK really understand what’s happening.
I think in the back of their minds, they can see something big is taking place. But they simply do not have the skill or experience to separate the winners from the losers.
But we do. MoneyWeek exists to share that skill and experience with you, the private investor. We’ve made a good habit of guiding our readers into good opportunities in the past – and warning them away from bubbles and busts.
Right now – our message is a simple one: claim a stake in this phenomenon.
The P2P movement has created one of the biggest and potentially most lucrative opportunities I’ve come across in my eight years here at the magazine. Not just in the size of the potential profits on the table here… but in the sheer number of companies on the rise.
We’re all behind it… MoneyWeek’s Editor-in-Chief Merryn Somerset Webb, MoneyWeek’s Editor John Stepek, our technology expert Sam Volkering, our Senior Writer Matthew Partridge… we have all been investigating this movement in great depth and have selected the best ways we think you can profit from it.
Over the last six months, we’ve been showing our readers companies that have already shot up in price.
And over the longer term, we think these stocks could make you a lot of money.
So let’s look forward now, at the next set of companies that look set to climb in price as the P2P movement accelerates.
Our team of investment experts have identified 3 key areas of the market that they believe could land you some truly extraordinary returns…
* FINANCE *
Profit from the rise and rise of social lending
(Before I show you the explosion of growth in P2P lending, be assured that we have put all of our share selections in your free report so you can read them and take action right away. I’ll show you how to pick that up in just a moment.)
You’ve already seen how fast people (including me) have flocked to Zopa, using it to earn more money than you can get from any bank right now… but that’s just the tip of the social lending iceberg.
According to the Peer-to-Peer Finance Association, the "social lending" industry is expected to double in size every six months.
It has already lent around £1bn to consumers and the phenomenon is accelerating - fast.
As of April 2014, P2P lending is fully regulated by the FCA – this could be all the reassurance people need to really flood the market with money.
We think all serious investors should pay attention to what’s going on here as it is having a huge effect on the industry – not just for individuals, but for businesses, too.
We are seeing a deep-rooted change about how money is changing hands and how innovation and business get funded.
Mortgages, small businesses, land redevelopment – the P2P lending boom is reaching into all of these markets.
As Britain’s best-selling financial magazine, we have been researching the explosion of P2P finance for many months, scouring the market for the best opportunities to make you money.
And we think we’ve found them…
Investing in the P2P finance revolution
We have put all of our recommendations in a special report, along with a full picture of the P2P finance landscape.
It’s called: The MoneyWeek P2P Report – How to profit from the most powerful idea of the 21st Century.
There are two ways you can benefit from this movement:
Firstly, you can simply invest in the phenomenal growth going on right now and capture the upside in capital gains.
We’ll run you through a carefully selected handful of companies that look set for terrific price rises on the back of the social lending boom. You can invest in these companies today.
But that’s not the only way you can play it…
You can also participate directly and be a part of it.
So if you like the idea of loaning your own money out on this new platform as I do (often for a far higher return than you’d get by any traditional means), we explain the process in full.
MoneyWeek’s alternative finance expert David C Stevenson runs you through the dos and dont's of P2P lending and points out a selection of the companies that we believe offer the best services.
The companies making “social financing” possible stand to make a lot of money in the years ahead. In fact, as you have seen, they already are.
These include AIM-listed companies that could shoot up hundreds of percent if they really catch-on…
And at the other end of the scale, recognised tech blue chips that are using the P2P movement to drive their business even further.
The scope of this opportunity is vast, no question… but many people will simply watch it unfold, waiting on the sidelines – either too hesitant to take advantage or, much worse, they’ll rush in and put their money in the wrong shares.
That’s why we have taken the time and effort to really narrow down our selections to an essential selection of P2P-centric stocks.
It’s all in the report: the names of the companies, the full risks and potential rewards on offer and our reasoned, expert analysis.
In my view, simply possessing the information in this report will stand you in good stead. It will clue you in to investments that could go on to double or triple your stake.
As I said, our readers have the benefit of this insight and if they have followed our lead, they will already have made some great returns…
I hope you can already see the huge profit-making potential of investing in the enormous growth of this movement.
Now I’d like to show you some other areas of the market we believe "crowdpower" will generate fantastic returns for investors:
* 3D PRINTING *
The dawn of a new Industrial Revolution
3D printing has come a long way.
About ten years ago I watched a video of a lumbering machine, a 3D printer take an eternity to churn out a 3D model of Darth Vader. Impressive for geeks, maybe – but not that useful.
But over time 3D printers have become smaller, quicker and cheaper.
Here you can see the number of 3D printers sold under $5000 increasing dramatically year after year as the revolution ignites.
MoneyWeek’s technology specialist, Sam Volkering owns one himself, and he has printed anything from a piggy bank, to an iphone case, to cufflinks.
That all sounds trivial, doesn’t it? And what does printing a few random objects have to do with the P2P movement?
Well, it’s all about customisation – printing whatever you want, whenever you want it.
Websites like Thingiverse offer thousands of designs of almost everything you can imagine, that you can print yourself at home. It’s like having a custom-built factory on your desktop.
This is a new era of people-powered design, manufacturing and production. It has been called “a force of revolutionary change” and when you see the types of things it is capable of, it’s easy to see why.
Remember, the P2P movement is about convenience, ease and productivity outside of traditional systems.
You may never use one in your life. Or you may use one in a few years’ time to print a doorstop, a replacement handle for your car, a new set of keys or a mug with your daughter’s picture on it.
But the potential is there to see… this is a revolution in customised design, and one that is catching on fast.
Once again – the sheer number of people adopting this technology is astonishing:
3D printing in numbers:
- In 2013, 156 3D printers were sold every single day.
- More than 135 million people use 3D printers – in the US alone.
- In the US, users of 3D printers (or "makers" as they are known) pump $29bn into the economy by making and selling goods.
- The 3D printing industry is expected to be worth $3.7bn by 2015 and $6.5bn by 2019.
- 3D printing is already used in countless industries because it is cheap and convenient: anything from artificial limbs and organs… to spare parts for cars and machines… to cheap industrial designs and prototypes… and even houses – one company in China 3D prints ten houses a day for just £3000!
This is an industry still in its infancy. But this isn’t an opportunity for the distant future… you can profit from it now.
We have found 3 canny investments you can buy today that could make you good money over the next 12 months and beyond…
3 stocks to buy now:
MoneyWeek’s Sam Volkering is something of an expert in the field of technology investment – with a great record of uncovering rising stars in the sector.
Sam has been researching the 3D printing market for over a year now, first for his own specialist tech investment letter, and then for us here at MoneyWeek.
He has three distinct ideas about how you can play the 3D printing explosion… highlighting 3 companies that could ride the wave of this booming industry over the coming years.
The details of the companies are in your free report:
The MoneyWeek P2P Report – How to profit from the most powerful idea of the 21st Century
Sam gives you a full brief on each of his investment ideas, plus a run-through of the risks involved.
These aren’t speculative AIM shares…
These are key players in a thriving new manufacturing industry. One of Sam’s selections has just partnered with Microsoft in an exclusive deal and he expects it to climb significantly higher in the coming years.
The report, with all the information about our selection of P2P stocks is yours for free today.
Here at MoneyWeek, we believe this is what investing is all about – spotting a growing, sustainable opportunity – and taking decisive action.
For most people, opportunities of this magnitude come out of the blue.
But for our readers, they are rarely a surprise. Often, we spot these opportunities approaching – as we have this one – and give our readers the details they need, before many people have even heard about the best ways to invest in them.
For more than a decade MoneyWeek has been sharing its insights with private investors. We have helped steer them away from dangerous areas of the market, into profitable ones.
And that, in our view, is why we are now the best-selling financial magazine in the UK.
Today, we’d like to show you how we think you can profit from this rare opportunity by giving you access to our free P2P report.
All we ask in return is that you take up a free trial of MoneyWeek magazine. For the next three weeks, you’ll get all of our investment insight and recommendations. If it’s not for you, simply let us know and we’ll stop your trial.
Either way, you’ll get to keep and use your valuable P2P report, with our compliments.
If that sounds good…
Claim your free trial and free P2P report now.
Beyond finance and 3D printing, there’s another type of company that we believe will generate fantastic returns for investors over the coming years:
* ENERGY *
Never pay another electricity bill again
Imagine opening your quarterly electricity bill, scanning down to the bottom of the page and seeing this:
‘Amount due: £0.00’…
Seems unlikely, doesn’t it?
We’re so used to shelling out more and more money to a handful of energy giants, that free energy seems – frankly – absurd.
But a new development in the way energy is stored could make this a reality.
You see, the reason cheap energy has remained a distant fantasy is because solar and wind energy can’t be stored like electricity and gas.
You use it or lose it.
Or, at least – that’s the way it’s been in the past.
Now, a handful of tech companies are developing batteries for homes and industry that can efficiently store clean energy.
If this still sounds like some kind of "green dream", or flash-in-the-pan, consider this:
In the US, 750,000 homes are already "off the grid".
The global solar market is expected to grow 20% in 2014.
Jobs in the US solar industry are growing ten times faster than the national average.
Even Ikea are getting in on the act, offering full solar installation to UK homes for around £5k.
Those are all impressive stats about a fast-growing industry making headway in the energy market, but…
The real reason you should take this seriously is that the companies behind this technology are already making investors a lot of money.
One of the companies pioneering this technology – which you'll get the name of in your p2p report – has risen 600% since listing in December 2012:
Another company, one of the most innovative manufacturers on the planet, has seen spectacular growth in the last four years:
This is just a glimpse at what’s going on in a rapidly-growing industry that is bypassing traditional means of providing energy… and allowing regular people to take control…
Using technology to put power (in this case, literally) into the hands of the crowd.
I’d like to see you profit from this exponential boom.
We’ve already done all the groundwork and research for you to make that happen. Investment Analyst Matthew Partridge has selected a range of companies that could see their share prices rise dramatically as "off the grid" energy gathers momentum.
Just look at the charts above one more time to see that this is already making early investors a fortune. Now, we’re looking ahead to the next companies that could do the same – this time for you.
Everything you need to know is in your free P2P report. All you have to do is read it.
It’s yours to download and read right now.
These three, key areas of the P2P movement – Finance, 3D Printing and Energy – are really just a fraction of what’s going on…
We are seeing radical innovations in every industry you can name:
Entertainment, healthcare, communications, work and employment, education… the P2P movement is reaching into all of these areas and will throw out companies offering phenomenal growth.
But this isn’t like Facebook or Twitter. You won’t have to "apply" for shares or get your name on a waiting list. This is a phenomenon you can invest in directly, starting now.
We’re not being idealistic here. This isn’t some kind of "hippy dream" about everyone working together. This is a pervasive trend worth tens, even hundreds, of billions of pounds. It’s simply the way work, entertainment – life itself – is heading.
And, in our opinion, this way of doing things… using the crowd exchange, trade or grow your money, do things on your own terms, without the middleman getting involved… is only going to expand and reach into more and more aspects of life, entertainment and work.
We cannot be any clearer:
This is something we believe you MUST have a stake in!
In our opinion, you could stand to make an immense profit as these companies really take off.
In your free report, we also show you canny ways to invest in the infrastructure of the P2P movement… the "picks and shovels" companies making it safe and feasible for the rapid P2P growth to continue.
Your report is designed to get you started… to show you how to take advantage of what’s going on – right now. Follow the recommendations and we think you’ll be in a great position to profit from what’s going on now.
But as we move forward, we’ll update you in the pages of MoneyWeek on new opportunities that arise as the P2P movement gains even more momentum.
If you are careful and selective, as we have been in the report, you stand to make a lot of money over the coming months and years.
Here at MoneyWeek we have a fantastic record of spotting opportunities in the market – and showing our readers how to make money from them.
That’s what we intend to do for our readers right now – at the dawn of the P2P movement…
And we’d like you to join us in this very exciting opportunity, too.
MoneyWeek – 14 years of guiding UK investors into profit and away from disaster
We have a track record of getting many of these things right.
We gave our warning to steer clear of British banks as early as 2005.
But when they crashed in 2007, a lot of Britons still had their money tied up in banking shares – and they lost a lot of it.
Let’s take another example – property.
In October 2006, both the FT and Telegraph were singing property’s praises.
“Property prices take off as buyers return to the market”
– The Telegraph, 12 October 2006.
“Property boom extends across UK”
– The FT, 13 October 2006.
But we saw things differently. Our research told us the market had dangerously topped-out. Our message was loud and clear:
“Get out of property NOW!”
– MoneyWeek, October 2006 – February 2007
Within just a year the property market began its steep fall – just as we’d warned.
We don’t know if you personally lost money in the property collapse, but many people did. Those that listened to our timely warning had the opportunity to secure their wealth.
“Without the catalyst of MoneyWeek I surely would be part of the herd and suffered greater losses through these challenging times – that is a fact.”
T Le Grange, Southampton
When we predicted the oil “super spike” in May 2006, those that listened made a swift 82% gain.
We have a track record of getting many big calls right. We're proud of it.
It’s what makes us confident and serious about the job we do here at MoneyWeek – providing crucial and lucrative insight on the markets.
“This is simply a note of thanks to you and your staff in providing a publication that has personally guided me into safer financial waters during this time of uncertainty.”
Simon Bradley, Bournville, Birmingham
Throughout 2007 we repeatedly warned our readers to ditch the FTSE while the mainstream commentators – with great confidence – wrongly reassured investors there was nothing to worry about:
“The FTSE giants have nothing to fear.”
– Telegraph, 29 July 2007
Once again, our team saw which way the wind was blowing.
“Here comes the crunch.”
– MoneyWeek, 27 July 2007
And right before the colossal crash of 2008 we issued a stark warning:
“The credit carnage is far from over.”
Our readers had the time to get out and avoid the pain felt by thousands of investors.
“I have to hand it to you... you have forecast everything during the downturn and none of this is vaguely a surprise to you.” Bob Lindo, Camel Valley Vineyards, Cornwall.
Most recently we showed our readers how to take advantage of world events by making a number of contrarian opportunities… such as picking up a number of cheap Italian investments.
Like many of our calls, it was a contrarian one… and one that has performed splendidly for us so far.
The same can be said for our recommendation to buy US property. We saw a once-in-a-generation opportunity to profit from the crash – and recovery – of the world’s financial powerhouse. The readers that followed our specific investments will have done very well over the last two years.
But now we’re looking ahead, to the next great investment opportunity for British investors.
And our message right now is clear: we are standing at a moment of great opportunity… an era of rapid technological innovation that is transforming the way we live, work and think…
One that we believe you can profit from handsomely.
Today you have a chance to step aside from the crowd and invest in one of the fastest-growing, most exciting opportunities since the dawn of the internet 25 years ago.
Now is the moment to take full advantage of it – if you are prepared to act.
To do so, simply claim the exclusive report we have put together:
The MoneyWeek P2P Report– How to profit from the most powerful idea of the 21st Century
Invest in this powerful growth trend today and we believe you will make a series of excellent returns.
Of course, there are risks to take into account with any investments you make. In your special report, we run you through those risks, in full.
That said, we believe this is one of the most compelling investment opportunities on the planet and the risks involved are well worth the potential rewards on offer.
It held as part of a diversified portfolio of shares, the companies in your special report offer you the chance to significantly increase your personal wealth.
If that sounds good you…
Here’s what you need to do to take advantage
You can make a choice today. You can take positive action to get ahead of the opportunity and make a number of astute investments… or you can do nothing, and watch bolder investors reap the rewards.
If you want to grow your money and exploit this transformation – the like of which comes around very rarely – don’t sit on the side lines.
People will make money from the P2P movement – they already are – why shouldn’t you make money from it too?
Take action today to profit directly from what’s going on.
The MoneyWeek team have put together this free report to arm you with all the information you’ll need to reap the maximum upside from this explosive trend:
The MoneyWeek P2P Report – How to profit from the most powerful idea of the 21st Century
It’s impossible for anyone to give you one piece of advice to see you through everything that’s about to happen. As this movement evolves, we are going to see scores of ways to profit from it.
This report is the best place to start, so make sure you take advantage NOW.
As it develops, we’ll continue to show you how to play it, in the pages of MoneyWeek and in our specially produced investment reports.
Simply click here now to collect your free ‘P2P Report’ – and your three FREE issues of MoneyWeek.
The fact is, there is money to be made right now. So why wait?
We hope you’ll make MoneyWeek magazine part of your regular weekly reading because, as you’ve seen, we have a long history of moving quickly ahead of major changes in the markets and seizing opportunities.
Over the last decade, it’s paid to have us on your side.
To prove to you just how important MoneyWeek magazine could be to your wealth and financial prosperity, we’d like to send you the next three issues of our magazine, completely free of charge.
That means you’ll be able to make your P2P investments today… and benefit from MoneyWeek magazine’s unique insights for the next three weeks, without paying a penny.
That gives you the time to judge our research and analysis for yourself. And of course, if you’re not convinced that MoneyWeek is for you, just contact us at any time during your 3-week FREE trial, and we’ll stop your subscription immediately. The 3 issues we send you will be yours to keep regardless.
However, if you decide that the expert advice in MoneyWeek is well worth having every week, then we’d like to offer you a very attractive price indeed...
The usual cost of MoneyWeek is £175.95 for a full year.
But we want you to benefit from our insights and advice, and not be inhibited by the price.
So, if you decide to continue receiving MoneyWeek after your 3 FREE issues, we’d like to offer you a special subscription for only £19.95 every 13 weeks (13 issues) through Direct Debit.
That’s a saving of 56% off the cover price.
Alternatively, you can choose to pay by credit card and enjoy a whole year (51 weekly issues) of privileged investment knowledge in MoneyWeek magazine for just £89.95 – a saving of 49%.
We believe we are at the dawn of a great age of technology… and technology investing.
Join us, be part of these exciting times and let us show you how to profit from it. Not just this week, or next week – but for years to come.
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The sooner you pick up your free "P2P Report" and get our latest recommendations, the sooner you can start positioning yourself to potentially profit from the crowdpower companies we believe will make huge climbs in price in the months and years ahead.
Just give it a read and make up your own mind. It won’t cost you anything.
If you want to make money from the stock market – you should have a stake in this
We are preparing our readers to take advantage of a phenomenal moment in history.
Today you have the chance to position yourself to make the most of it and benefit financially.
Be ready for it. Invest in the companies who look set to generate vast amounts of money from this social phenomenon.
Don’t waste this opportunity. It will cost you nothing to see what we believe you need to profit from this situation.
And it will cost you practically nothing to continue to receive our advice and recommendations as this opportunity develops.
Find out which companies we believe will make you a handsome return in the months and years ahead.
This could be the most exciting and rewarding opportunity of your lifetime.
Simply click here now to take full advantage of it.
P.S. Remember, you can claim your report today at no cost, and start your trial absolutely free. You are guaranteed to receive all the details of our essential P2P share selections PLUS three free copies of MoneyWeek. They are yours to keep, whether you decide to keep reading or not. This is a fantastic opportunity to vastly increase your investment returns and I sincerely hope you take advantage of it today.
Claim your free report and free trial here.
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